| One of the very first areas that many people | | | | providers, you are going to find even a |
| feel the crunch of a credit crisis is in their ability to | | | | moderately bruised profile is grounds for the |
| secure a mobile phone contract. Simply stated, | | | | same. After all - from the phone carrier's |
| the nasty effects of poor credit extend far | | | | perspective, history repeats itself, and if you've |
| beyond the obvious areas like mortgages, auto | | | | skipped out on a bill before, the chances are you |
| loans, and plastic of all types and sizes. If you | | | | plan on doing the same thing this time around as |
| have a low fico score, you are going to feel it in | | | | well. |
| day to day life...and your phone bill is one of the | | | | Deal with the Derogatory(s) Before Hitting Send |
| very first stops. Let's take a look. | | | | If you have derogatory items on your report, |
| Expect to Pay a Deposit. | | | | simply challenge them, dispute them, or simply |
| The good news is that it takes some pretty | | | | settle them BEFORE you dial up a new mobile |
| FUNKY credit problems to be turned down for a | | | | contract. Why should you pay through the nose |
| phone contract carte blanch. Most wireless | | | | to start out on a new network when everyone |
| providers are pretty aware that they are dealing | | | | else got in for free? You shouldn't...and the only |
| with the general public these days...a mobile phone | | | | reason you will is if you aren't prepared when you |
| is no longer the purview of the rich and privileged | | | | go in and fill out the forms. Simply investing an |
| as it as only a short decade ago. If your credit is | | | | hour or two of proactive credit cleansing is one of |
| REALLY bad, you are going to pay a deposit for | | | | the wisest investments you can make - especially |
| the phone, and the privilege on chatting on their | | | | if you DON'T like being treated like a second class |
| network. If you have a bad history with other | | | | citizen in the store! |